A home warranty offers peace of mind by protecting your budget from unexpected repair costs. It covers essential systems like plumbing, electrical, heating, and appliances, ensuring you’re not caught off guard. When a covered item breaks down, simply contact the warranty provider, and they’ll arrange qualified professionals to fix it. Home warranties are especially beneficial when buying or selling a property, assuring buyers of home system reliability and easing sellers’ concerns about potential post-sale issues. However, coverage limitations and contract terms vary, so carefully review options. Ultimately, a home warranty minimizes financial stress and helps maintain the smooth operation of your household.